Articles written by: Deborah Leahy

Retirement is puzzling at the best of times. Make sure you have all the pieces.
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What’s my retirement number?

There’s been a lot of talk lately about how everyone needs to hit a certain “number” before they can retire comfortably—a number that is, frankly, intimidating to many Canadians. Is it true? Your so-called “number” or retirement savings threshold won’t come from a simple formula. Contrary to what some may […]

If you're looking for a flexible savings vehicle, take another look at the tax-free savings account. (Image by damianosullivan)
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TFSAs are a more flexible savings choice

The tax-free savings account, or TFSA, is frequently called “a registered retirement savings plan (RRSP) for everything else beyond retirement.” Unlike an RRSP, you can access the money in your TFSA with no tax consequences for any need, and the amounts withdrawn are added to your contribution limit amount in […]

A savings holiday is tempting, but don’t do it
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A savings holiday is tempting, but don’t do it

We’re well into the holiday season now. And while the holidays are joyous, they can also be expensive. At this time of year, many people make spending decisions they end up regretting. But you can enjoy the holidays and still stay on track toward your financial goals by following a […]

Insurance can last a lifetime – if you need it to
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Insurance can last a lifetime – if you need it to

By Deborah Leahy September was Life Insurance Awareness Month in the U.S. When you consider the benefits you and your family may receive from life insurance, you might agree that Canada should also have a month focused on this important part of your overall financial picture. According to the 2012 […]

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RESPs make valuable gifts for grandchildren

by Deborah Leahy If you’re a grandparent, you already know the pleasures of having grandchildren in your life. And like so many grandparents, you may be looking at ways to help your grandchildren get the most out of their lives. Perhaps the most valuable thing you could give to your […]

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Estate planning could include gift-giving

BY: DEBORAH LEAHY Many people have discovered that gifting assets while they are alive is a valuable estate-planning technique for passing wealth on to their adult children. One of the most important benefits of making a gift—which can be defined as a voluntary transfer of property to another made without […]

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Financial Fitness: Eco-friendly investing encompasses more than the greenback

BY DEBORAH LEAHY If you’re concerned about social and ethical issues, why not speak out with your investment portfolio? Through socially responsible investing, your portfolio can reflect your values. As an investor, you can support businesses that are doing their part to make the world a better place. Socially responsible […]