Articles written by: Deborah Leahy

Financial Fitness: Your legacy is in your hands
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Financial Fitness: Your legacy is in your hands

Unless you keep close track of obscure holidays and observances, you might not have known that August was “What Will Be Your Legacy?” Month. Still, you might want to use September to act on one of your most important financial goals: leaving a meaningful legacy. A legacy isn’t simply a […]

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Financial Fitness: Vacation planning a ticket to better investments

You may be looking forward to “getting away from it all” this summer, but as you know, vacations actually require a fair amount of planning. Some of the efforts required for successful vacations can teach us valuable lessons in other areas of life — such as investing. Secure your home […]

Registered Disability Savings Plans: here’s the scoop
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Registered Disability Savings Plans: here’s the scoop

The registered disability savings plan, or RDSP, was introduced in 2008 to help individuals with severe and prolonged disabilities save for their long-term financial security. However, many Canadians have not yet taken advantage of it. A participant may hold only one RDSP account, which is limited to a lifetime total […]

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Financial Fitness: Protect your family business

There’s nothing more important in the world to you than your family. Your family-owned business probably helps support your family, so when it comes to protecting both, you need to carefully consider your moves. You face plenty of challenges to keep your business running smoothly—but it can be even more […]

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Financial Fitness: Take into account each of your accounts

You’ve got one investment account here, your RRSP and TFSA there, and some more assets over at that other place. You’re “diversifying,” right? That tactic could be raising your risk, inviting costly fees and preventing you from creating a sound retirement strategy. It is not uncommon for investors to think […]

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Financial Fitness: Are you prepared for the unexpected?

When you’re working to achieve your financial objectives, you will encounter obstacles. Some of these can be anticipated—for example, you won’t be able to invest as much as you want for retirement because you have to pay for your mortgage. Other challenges can’t be easily anticipated, but you can still […]

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Financial Fitness: It’s time for your checkup

December is a great time for a year-end financial checkup. It is also the perfect time to meet with your financial adviser to discuss your current and future financial goals. In addition to making sure you don’t miss any investment opportunities before 2013 wraps up, your adviser can work with […]

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Financial Fitness: On a stock roller coaster? Don’t get mad — get evened out

It’s easy to get emotional about stocks, especially when markets behave like roller-coaster rides. That’s why it’s a good idea to stay disciplined in your approach to stock selection. It sounds simple, but the fact is that ignoring short-term gyrations and holding an array of quality stocks for the long […]

It's almost harvest time. Be patient and keep feeding your portfolio.
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Financial Fitness: How to reap a great investment harvest

Harvest season may not mean that much to you if you don’t work in agriculture. Nonetheless, you can learn a lot from those who do—especially in your role as an investor. Here are a few of these lessons to consider: “Feed” your portfolio. Through the proper combination of fertilizers and […]

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Financial Fitness: What the heck is an annuity anyway?

When it comes to retirement income, registered retirement income funds (RRIFs) are by far the most popular choice for Canadians. About 80 per cent of us convert our registered retirement savings plans (RRSPs) to RRIFs. But while RRIFs are suitable for most retirees, they aren’t for everybody. For some, an […]